Share Rates
Savings Accounts | |||
Dividend rates are declared monthly. Earnings are paid on the last day of the month. Yields reflect monthly compounding. The minimum balances listed are required to earn the stated APY. | |||
Min. Balance | APR* | APY** | |
Regular Savings | $105 | 0.05% | 0.05% |
Christmas Club | $105 | 0.15% | 0.15% |
Save to Win | $105 | 0.05% | 0.05% |
Checking Accounts | |||
Dividend rates are reviewed periodically and are subject to change without notice. Earnings are paid on the last day of the month. Yields reflect monthly compounding. The minimum balances listed are required to earn the stated APY. | |||
Min. Balance | APR* | APY** | |
Regular Checking | $0 | 0.00% | 0.00% |
Money Market Checking | $1,000 | 0.05% | 0.05% |
HSA (Health Savings)1 | $100 | 0.10% | 0.10% |
HYSA, IRA, & MMA | |||
Dividend rates are reviewed periodically and are subject to change without notice. Earnings are paid on the last day of the month. Yields reflect monthly compounding. | |||
Min. Balance | APR* | APY** | |
High-Yield Savings | $0 | 3.44% | 3.50% |
IRA (Retirement) | $100 | 0.74% | 0.75% |
Money Market Savings | $1,000 | 0.49% | 0.50% |
$10,000 | 0.74% | 0.75% | |
Super Money Market | $25,000 | 0.99% | 1.00% |
$50,000 | 1.14% | 1.15% | |
$75,000 | 1.24% | 1.25% |
Certificate Rates
Today's rates are listed below. Dividend rates are reviewed periodically and are subject to change without notice. Earnings are paid on the last day of the month. Yields reflect monthly compounding.
Certificate rates are locked in for your chosen term. If a like-term certificate is available on your certificate's maturity date, it will automatically renew at our current rate.
Our Most Competitive Offer: Match & Raise Certificate
For members who transfer funds from another bank or CU,
we're offering to beat advertised rates on CDs between 6 to 36 months.
Regular Certificates | |||
Certificates are also available on IRA and HSA options. | |||
Term | Min. Balance | APR* | APY** |
12-month | $1,000 | 4.41% | 4.50% |
18-month | $1,000 | 4.88% | 5.00% |
24-month | $1,000 | 5.03% | 5.15% |
36-month | $1,000 | 3.92% | 4.00% |
60-month | $1,000 | 3.92% | 4.00% |
Bump-Up Certificates | |||
With our Bump-Up Certificates, you may raise your earnings rate one time (for the remainder of your term) to the current rate on a like-term certificate. Activating Bump-Up is easy - there's no cost and no waiting period. If our rate goes up, you can raise yours.Bump-Up Certificates are also available as IRA and HSA options. | |||
Term | Min. Balance | APR* | APY** |
24-month | $10,000 | 5.03% | 5.15% |
36-month | $10,000 | 3.92% | 4.00% |
60-month | $10,000 | 3.92% | 4.00% |
Open your account by phone or visit one of our offices.
504.576.5800x3 • 800.586.4RCU(4728)x3
Early withdrawal penalties may apply; fees may reduce earnings.
*APR=Annual Percentage Rate **APY=Annual Percentage Yield
1Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
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