A straightforward account for everyday spending!
No matter how you use your account—whether you maintain a high balance, keep a low balance, use it frequently or sparingly—this checking account has no monthly fees. Enjoy unbeatable value and convenience, empowering you to manage your finances and access your money anytime, anywhere.
Here's what our Checking Account offers:
- Debit Card with access to 80,000+ free ATMs
- Round-Up Savings with every card purchase
- Easy Direct Deposit setup
- In-person access at 5,000+ Shared Branches
- Money movement in Online & Mobile Banking
- Courtesy Pay & Overdraft Protection
- And, of course, no monthly fees!
Ready to open your account?
Our online application takes less than 5 minutes.
Switching payroll and bills? Use our checklist.
Switching deposits, transferring balances, and tracking down all your recurring bills can get tricky. Here's a downloadable checklist to help you manage all the moving parts! Use the second page to ensure you're making the most of your new account.
"No" never sounded so nice!
- No minimum balance
- No monthly service fees
- No direct deposit requirements
- No transaction amount requirements
Get Nationwide Cash Access
Our Checking Accounts can be accessed at 5,000+ credit union offices and 80,000+ surcharge-free ATMs nationwide. That's a level of convenience that's hard to beat!
Manage your money on the go!
Our RiverLand FCU Mobile App was built to make managing your finances easy.
- Check your balance
- Make transfers & payments
- Set up activity alerts
Keep your account funded with Direct Deposit. Learn More
Ready to open a straightforward checking account?
Prefer to leave a hefty balance in your checking?
We have another fee-free option that gives you a kickback! Try our Money Market Checking with just a $1,000 minimum balance to earn dividends.