RiverLand Federal Credit Union Go to main content

Fee Schedule

Effective date: June 17, 2018

Confident that you will appreciate the many financial benefits of RiverLand Federal Credit Union membership, we invite you to compare our fees to those charged by other financial institutions.

Fee Schedule
GENERAL FEES
Account Balancing $10.00/Hour and
$10.00 minimum charge
Account History $2.50
Check Cashing $10.00 for inactive accounts when balance is less than $100.00, not available for Fresh Start Checking
Dormant Account $25.00/Month after one year of inactivity and balance is below $100.00
Item Sent for Collection $15.00
Levy/Garnishment/Legal Process $50.00
Membership Closing $5.00 if closed within the first 12 months
Money Order $1.50
Notary - By Appointment at Main Office Only $15.00 member
$25.00 non-member
Official Check $5.00
Official Check Stop Payment $10.00
Returned Item $27.50
Returned Item - 3rd Party $27.50
Split Deposit $5.00 for inactive accounts when balance is less than $100.00 or when less than 1/2 of the check is deposited
Statement Copy $1.00/Page
Stop Payment $27.50
Telephone Transaction - Non-TONEY $1.00
Unclaimed Property/Escheat $100.00 or 20% of balance, whichever is greater
USPS Change of Address Notification or Returned Statement $5.00
Wire Transfer - Incoming $10.00
Wire Transfer - Outgoing $12.00
Wire Transfer - Outgoing International $37.00
CHECKING ACCOUNT FEES
Check Printing Prices vary by style, not available for Fresh Start Checking
Courtesy Pay Fee $27.50 checking only, not available for Fresh Start Checking
Overdraft - Savings $5.00 checking only, maximum 6 per calendar month
Overdraft - Credit Accounts $5.00 checking only
NSF Fee $27.50 checking & HSA
Photocopy of Check $2.00 checking & HSA
Temporary Checks $3.00/8 checks, checking & HSA, not available for Fresh Start Checking
ADDITIONAL FRESH START CHECKING FEES
Fresh Start with direct deposit $10.00/Month
Fresh Start without direct deposit $20.00/Month
Paper Statement Fee $5.00/Month Fresh Start Checking only
DEBIT CARD & ATM FEES
Nonproprietary ATM Withdrawal/Transfer/Inquiry $1.00
Replacement PIN $2.50
Replacement Card $10.00
Debit Card Receipt Copy $25.00
OTHER ACCOUNT-SPECIFIC FEES
Christmas Club - Early Withdrawal $15.00 for withdrawals before September 30th
HSA ATM Withdrawal/Inquiry (any location) $1.00
HSA - Refund Excess Contribution $20.00
HSA & IRA - Account Closing $25.00 if closed within the first 12 months
IRA Transfer - Outgoing $25.00
Savings - Excessive Withdrawal $5.00 after 3 withdrawals per calendar month
Super Money Market Savings - Excessive Withdrawal $5.00 after 6 withdrawals per calendar month

POLICY
RiverLand Federal Credit Union's primary objective is to provide our members with quality financial services, economically priced, and consistently better than those available elsewhere. We make every effort to offer you free financial services however, as a non-profit financial cooperative, we must continuously examine the cost effectiveness of the services and service we provide, striving for a balance between member benefit and cost. Our philosophy is the members utilizing services, which cause additional expense for the Credit Union, should pay their fair share of the expense rather than all members absorbing the cost of services used by a few. Unlike other financial institutions, we do not view member service fees as an opportunity to earn additional income. Our fees are not inflated to generate revenue. By contrast, they are priced as low as possible to offset the expense we incur.

Go to main navigation