Temporary Office Closure: Our Morgan City Office will close for emergency building renovations April 30th and is expected to reopen in June. During this time, members have free cash access locally at several ATMs and have 24/7 account access via Online and Mobile Banking.  All other RiverLand Offices will be open their regular business hours. Please monitor our website for updates. We apologize for any inconvenience you may experience.

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Home Equity Loanshome equity loans

Put Your Built Up Equity to Work for You!

If you’re looking for convenience, easy access, and flexibility, a RiverLand Home Equity line of credit could be just what you’re looking for. It can provide you with access to money whenever you need it and help you with ongoing home improvements, large purchases, consolidating higher-rate debt, or whatever you choose. We have the solution to help you get things done.

A RiverLand Home Equity Line of Credit provides a ready source of financing whenever you need it!

Here’s what our Home Equity Line of Credit Offers:

  • Great Low Rates – as low as Wall Street Journal Prime*
  • Loans up to 95% of your home’s value
  • Credit Limits up to $500,000
  • Low-to-No Closing Costs*
  • Affordable Payments amortized over 20-year terms
  • No Application Fees
  • Fast Turnaround
  • EZ Application Process
  • No Annual Fees
  • No Teaser Rates
  • Interest may be Tax-Deductible*
  • Convenience checks provide EZ access 24/7*

Ready to get started with your Home Equity Line of Credit?   Apply Now

*Annual Percentage Rate (APR) is variable and may change quarterly. Your APR will never be less than 3.50% or exceed 18% or the maximum allowed by law. RiverLand shall pay customary closing costs excluding; parish/county assessed documentation fees or a borrower elected certified appraisal. Loan cancellation within the first 36 months may result in the repayment of credit union-paid closing costs. Tax-deductible interest may vary based on your financial situation; consult your tax advisor. Minimum initial draw is $2,500 or as determined by state law. Property must be owner occupied. Restrictions and limitations apply, call for details.

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