Savings Rates
Effective date: March 31, 2021
Savings | |||
Min. Balance | APR* | APY** | |
Share (Savings) | $105 - $9,999.99 | 0.05% | 0.05% |
$10,000 | 0.05% | 0.05% | |
Christmas Club | $105 | 0.15% | 0.15% |
Dividend rates are declared monthly. Earnings are paid on the last day of the month and are compounded monthly. |
Certificate, Money Market, IRA & HSA Rates
Today's rates are listed below, however, dividend rates are reviewed periodically and are subject to change without notice. Yields reflect monthly compounding.
Step-Up Certificates
With our Step-Up Certificates, you may increase, or "Step-Up" your earnings rate one time (for the remainder of your term) to the current rate on a like-term certificate. Activating Step-Up is easy, there's no cost, and it can be done after just half of the certificate term.
Step-Up Certificates | ||
$10,000 Minimum. Step-Up Certificate Rates are also available on IRAs and HSAs. | ||
Term | APR* | APY** |
24 Months | 0.72% | 0.73% |
36 Months | 0.81% | 0.82% |
60 Months | 1.01% | 1.02% |
Certificates | ||
$1,000 Minimum. Certificate Rates are also available on IRAs and HSAs. | ||
Term | APR* | APY** |
12 Month | 0.58% | 0.59% |
18 Month | 0.65% | 0.66% |
24 Month | 0.72% | 0.73% |
36 Month | 0.81% | 0.82% |
60 Month | 1.01% | 1.02% |
IRA, HSA & Money Market Accounts | |||
Min. Balance | APR* | APY** | |
HSA1 | $100 | 0.10% | 0.10% |
Super Money Market | $25,000 - $49,999.99 | 0.25% | 0.25% |
$50,000 - $74,999.99 | 0.25% | 0.25% | |
$75,000 | 0.25% | 0.25% | |
Money Market Savings | $1,000 | 0.15% | 0.15% |
Money Market IRA | $100 - $99,999.99 | 0.34% | 0.35% |
$100,000 | 0.34% | 0.35% | |
Money Market Checking | $1,000 | 0.05% | 0.05% |
1No minimum opening balance. Balance must exceed $100 to earn dividends and $2,000 before investing in a Certificate (min. balance applies). |
*APR=Annual Percentage Rate **APY=Annual Percentage Yield
Early withdrawal penalties may apply; fees may reduce earnings.
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