Temporary Office Closure: Our Morgan City Office will close for emergency building renovations April 30th and is expected to reopen in June. During this time, members have free cash access locally at several ATMs and have 24/7 account access via Online and Mobile Banking.  All other RiverLand Offices will be open their regular business hours. Please monitor our website for updates. We apologize for any inconvenience you may experience.

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Savings Rates

Effective date: May 31, 2021

Savings
Min. BalanceAPR*APY**
Share (Savings) $105 - $9,999.99 0.05% 0.05%
  $10,000 0.05% 0.05%
Christmas Club $105 0.15% 0.15%
Dividend rates are declared monthly. Earnings are paid on the last day of the month and are compounded monthly.

 

Certificate, Money Market, IRA & HSA Rates

Today's rates are listed below, however, dividend rates are reviewed periodically and are subject to change without notice. Yields reflect monthly compounding.

Step-Up Certificates

With our Step-Up Certificates, you may increase, or "Step-Up" your earnings rate one time (for the remainder of your term) to the current rate on a like-term certificate. Activating Step-Up is easy, there's no cost, and it can be done after just half of the certificate term.

Step-Up Certificates
$10,000 Minimum. Step-Up Certificate Rates are also available on IRAs and HSAs.
TermAPR*APY**
24 Months 0.72% 0.73%
36 Months 0.81% 0.82%
60 Months 1.01% 1.02%

Certificates
$1,000 Minimum. Certificate Rates are also available on IRAs and HSAs.
TermAPR*APY**
12 Month 0.58% 0.59%
18 Month 0.65% 0.66%
24 Month 0.72% 0.73%
36 Month 0.81% 0.82%
60 Month 1.01% 1.02%

IRA, HSA & Money Market Accounts
Min. BalanceAPR*APY**
HSA1 $100 0.10% 0.10%
Super Money Market $25,000 - $49,999.99 0.25% 0.25%
  $50,000 - $74,999.99 0.25% 0.25%
  $75,000 0.25% 0.25%
Money Market Savings $1,000 0.15% 0.15%
Money Market IRA $100 - $99,999.99 0.34% 0.35%
  $100,000 0.34% 0.35%
Money Market Checking $1,000 0.05% 0.05%
1No minimum opening balance. Balance must exceed $100 to earn dividends and $2,000 before investing in a Certificate (min. balance applies).

*APR=Annual Percentage Rate    **APY=Annual Percentage Yield

Early withdrawal penalties may apply; fees may reduce earnings.

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