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Savings Rates

Effective date: November 9, 2022

Savings
Min. BalanceAPR*APY**
Share (Savings) $105 - $9,999.99 0.05% 0.05%
  $10,000 0.05% 0.05%
Christmas Club $105 0.15% 0.15%
Dividend rates are declared monthly. Earnings are paid on the last day of the month and are compounded monthly.

 

Certificate, Money Market, IRA & HSA Rates

Certificate Specials
 

2.02% APY**

22 Months  •  $5,000 Minimum

 

3.33% APY**

33 Months  •  $5,000 Minimum

 
Invest Today ~ these offers are available for a limited time!
 

Today's rates are listed below, however, dividend rates are reviewed periodically and are subject to change without notice. Yields reflect monthly compounding.

Certificates
$1,000 Minimum. Certificate Rates are also available on IRAs and HSAs.
TermAPR*APY**
12 Month 1.48% 1.50%
18 Month 1.78% 1.80%
24 Month 2.07% 2.10%
36 Month 3.05% 3.10%
60 Month 3.53% 3.60%

IRA, HSA & Money Market Accounts
Min. BalanceAPR*APY**
HSA1 $100 0.10% 0.10%
Super Money Market $25,000 - $49,999.99 0.49% 0.50%
  $50,000 - $74,999.99 0.54% 0.55%
  $75,000 0.64% 0.65%
Money Market Savings $1,000 - $9,999.99 0.19% 0.20%
  $10,000 0.39% 0.40%
Money Market IRA $100 - $99,999.99 0.44% 0.45%
  $100,000 0.44% 0.45%
Money Market Checking $1,000 0.05% 0.05%
1No minimum opening balance. Balance must exceed $100 to earn dividends and $2,000 before investing in a Certificate (min. balance applies).

*APR=Annual Percentage Rate    **APY=Annual Percentage Yield

Early withdrawal penalties may apply; fees may reduce earnings.

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