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Savings Rates

Effective date: November 30, 2020

Savings
Min. BalanceAPR*APY**
Share (Savings) $105 - $9,999.99 0.05% 0.05%
  $10,000 0.05% 0.05%
Christmas Club $105 0.15% 0.15%
Dividend rates are declared monthly. Earnings are paid on the last day of the month and are compounded monthly.

 

Certificate, Money Market, IRA & HSA Rates

Today's rates are listed below, however, dividend rates are reviewed periodically and are subject to change without notice. Yields reflect monthly compounding.

Step-Up Certificates

With our Step-Up Certificates, you may increase, or "Step-Up" your earnings rate one time (for the remainder of your term) to the current rate on a like-term certificate. Activating Step-Up is easy, there's no cost, and it can be done after just half of the certificate term.

Step-Up Certificates
$10,000 Minimum. Step-Up Certificate Rates are also available on IRAs and HSAs.
TermAPR*APY**
24 Months 0.87% 0.87%
36 Months 0.98% 0.98%
60 Months 1.19% 1.20%

Certificates
$1,000 Minimum. Certificate Rates are also available on IRAs and HSAs.
TermAPR*APY**
12 Month 0.72% 0.72%
18 Month 0.85% 0.85%
24 Month 0.87% 0.87%
36 Month 0.98% 0.98%
60 Month 1.19% 1.20%

IRA, HSA & Money Market Accounts
Min. BalanceAPR*APY**
HSA1 $100 0.10% 0.10%
Super Money Market $25,000 - $49,999.99 0.25% 0.25%
  $50,000 - $74,999.99 0.25% 0.25%
  $75,000 0.25% 0.25%
Money Market Savings $1,000 0.15% 0.15%
Money Market IRA $100 - $99,999.99 0.34% 0.35%
  $100,000 0.34% 0.35%
Money Market Checking $1,000 0.05% 0.05%
1No minimum opening balance. Balance must exceed $100 to earn dividends and $2,000 before investing in a Certificate (min. balance applies).

*APR=Annual Percentage Rate    **APY=Annual Percentage Yield

Early withdrawal penalties may apply; fees may reduce earnings.

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