RiverLand Federal Credit Union Go to main content

Share Rates

The rates listed are effective as of 5/29/2024.

Savings Accounts
Dividend rates are declared monthly. Earnings are paid on the last day of the month. Yields reflect monthly compounding. The minimum balances listed are required to earn the stated APY.
Min. BalanceAPR*APY**
Regular Savings $105 0.05% 0.05%
Christmas Club $105 0.15% 0.15%
Save to Win $105 0.05% 0.05%

Checking Accounts
Dividend rates are reviewed periodically and are subject to change without notice. Earnings are paid on the last day of the month. Yields reflect monthly compounding. The minimum balances listed are required to earn the stated APY.
Min. BalanceAPR*APY**
Regular Checking $0 0.00% 0.00%
Money Market Checking $1,000 0.05% 0.05%
HSA (Health Savings)1 $100 0.10% 0.10%

HYSA, IRA, & MMA
Dividend rates are reviewed periodically and are subject to change without notice. Earnings are paid on the last day of the month. Yields reflect monthly compounding.
Min. BalanceAPR*APY**
High-Yield Savings $0 3.44% 3.50%
IRA (Retirement) $100 0.74% 0.75%
Money Market Savings $1,000 0.49% 0.50%
  $10,000 0.74% 0.75%
Super Money Market $25,000 0.99% 1.00%
  $50,000 1.14% 1.15%
  $75,000 1.24% 1.25%

 

Certificate Rates

The rates listed are effective as of 5/29/2024.

Today's rates are listed below. Dividend rates are reviewed periodically and are subject to change without notice. Earnings are paid on the last day of the month. Yields reflect monthly compounding.

Certificate rates are locked in for your chosen term. If a like-term certificate is available on your certificate's maturity date, it will automatically renew at our current rate. 


Our Most Competitive Offer: Match & Raise Certificate

For members who transfer funds from another bank or CU,
we're offering to beat advertised rates on CDs between 6 to 36 months.

Learn More


Regular Certificates
Certificates are also available on IRA and HSA options.
TermMin. BalanceAPR*APY**
6-month $1,000 5.12% 5.25%
12-month $1,000 4.88% 5.00%
18-month $1,000 4.88% 5.00%
24-month $1,000 5.03% 5.15%
36-month $1,000 3.92% 4.00%
60-month $1,000 3.92% 4.00%

Bump-Up Certificates
With our Bump-Up Certificates, you may raise your earnings rate one time (for the remainder of your term) to the current rate on a like-term certificate. Activating Bump-Up is easy - there's no cost and no waiting period. If our rate goes up, you can raise yours.

Bump-Up Certificates are also available as IRA and HSA options.
TermMin. BalanceAPR*APY**
24-month $10,000 5.03% 5.15%
36-month $10,000 3.92% 4.00%
60-month $10,000 3.92% 4.00%

 

Open your account by phone or visit one of our offices.
504.576.5800x3  •  800.586.4RCU(4728)x3


Early withdrawal penalties may apply; fees may reduce earnings.

*APR=Annual Percentage Rate    **APY=Annual Percentage Yield

1Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).

Go to main navigation