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Credit Cards

Find the card that’s right for you!

We have credit cards to meet your spending needs whether you’re looking for the lowest rate or trying to build your credit. Plus, we don't charge any annual fees, or balance transfer fees, making a Riverland Credit Mastercard® an economical choice.

We have 4 cards for you to choose from:
Platinum  •  Gold  •  Classic  •  Secured

Here’s what our credit cards offer qualifying borrowers:

  • No annual fee
  • No balance transfer fee
  • No over-the-counter cash advance fee
  • No inactivity fee
  • Same low APR on all transactions
  • Mobile Wallet contactless payment convenience
  • Low-cost Loan Payment Protection
  • Advanced fraud detection
  • No application fee
  • Fast approval process

Ready for Your Low-Rate RiverLand Mastercard?  Apply Now

Need help building, or rebuilding, your credit?  Apply for a Secured Credit Card.

Known elsewhere as a Credit Builder Card, our Secured Credit Card is an effective way to build a positive credit history without paying excessive fees. If you get approved for a Secured Credit Card, you contribute a specific amount of funds to “back” the card. This will determine your spending limit which can be as little as $500. Then, your allocated funds are saved in an account that earns monthly dividends.

While you use the secured card and pay it down each month, we report your payments to the credit bureaus. When you no longer need the Secured Credit Card, the savings you allocated, plus its earnings, will be made available to you. Ideally, you leave with a healthy credit score and higher savings balance!

Apply Now  Type "Secured" in the comment section at the end of the application. 


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Card Services Cardholder Assistance Line
Call our office during normal business hours: Monday-Friday, 9am-4pm  504.576.5800 • 800.586.4RCU(4728) 
After hours call: 800.547.0183

Report a Lost or Stolen Card
United States: 888.297.3416
International: 206.389.5200 collect 

*Restrictions and limitations apply. Call for details. For terms and conditions, see the RiverLand Federal Credit Union Platinum Mastercard online application. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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