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Personal Loans

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Say "Goodbye" to high rates with our low-rate Personal Loans!

Whether you want to make a big-ticket purchase, go on vacation, consolidate higher-rate debt, pay tuition, or just need extra cash every now and then, our personal loans provide low-rate options and affordable payments over terms ranging from 12 months to 5 years.

Personal Loans

Get a "sweet deal" and use this loan for just about anything!

A personal loan is great for just about anything. Use it to pay down credit cards, fund a luxury vacation, buy a new generator, and so much more. 

  • Loans as much as $100,000
  • No collateral
  • No application fees

Apply Now

Personal Line of Credit

Personal Line of Credit

Have ready cash available for whenever you need it!

Once your credit limit is approved, you can draw available funds anytime you need them. You can also set up this account as overdraft protection.

  • High credit limits
  • No collateral
  • No application fees

Apply Now

Secured Loans

Secured Loans

Use the borrowing power of your savings!

You’ve worked hard for your money, now let it work for you. Borrow against your savings or certificate balances at the lowest possible loan rates.

  • Low APR* just 2% above earnings rate
  • Affordable payments set at your discretion
  • No application fees

Apply Now

 

 

Rates

Signature Loans
Loan TypeAPR*TermMinimum Payment
per $100 borrowed
Personal Loan 9.24% Up to 12 months $8.76
  10.24% Up to 36 months $3.24
  11.24% Up to 60 months $2.60
Personal Line of Credit 12.45% Revolving $2.00
Secured Loans 2% above savings rate n/a n/a

 

*APR = Annual Percentage Rate. Rates are effective as of 10/15/2024.

Looking for a "Credit Builder" loan?

You found it!  Our Secured Loan is perfect for first-time borrowers or those looking to improve their credit score, with as little as $500. 

Here's how it works. You borrow against your savings or certificate account. Your payment history is then reported to the credit bureaus, so on-time payments can increase your score!  Because you’re essentially borrowing your own money, you can set your payments at any amount you like.

Apply Now  Get a Credit Review

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We can help you finance your goals and save money at the same time.

One of our friendly loan officers will be happy to speak with you about which type of loan best meets your needs.

Contact us at 504.576.5800 (option 2).