Current Loan Rates
Our most popular loan products and lowest rates are below. If you're interested in additional loan types or terms, please call for more information.
Effective Date: December 9, 2025
Vehicle Loans (New, Used, & Refinanced)
| Loan Type | APR* (as low as) | Term | Minimum Payment per $100 borrowed |
|---|---|---|---|
Auto Loans Cars, Trucks, & SUVs |
3.50% | Up to 36 months | $2.94 |
Sport & RV Loans Boats, Motorcycles, RVs, ATVs, & More |
7.99% | Up to 60 months | $2.03 |
No payments for 90 days, 100% financing, and longer terms are available. Call for more information.
Signature Loans
| Loan Type | APR* | Term | Minimum Payment per $100 borrowed |
|---|---|---|---|
| Personal Loan | 9.24% | Up to 12 months | $8.76 |
| 10.24% | Up to 36 months | $3.24 | |
| 11.24% | Up to 60 months | $2.60 | |
| Personal Line of Credit | 12.45% | Revolving | $2.00 |
| Secured Loans | 2% above savings rate | n/a | n/a |
Lines of credit and flexible terms are available. Call for more information.
Credit Cards
| Card Type | APR* | Term | Minimum Payment per $100 borrowed |
|---|---|---|---|
| Platinum | 9.90% | Revolving | $2.00 |
| Gold | 12.45% | Revolving | $2.00 |
| Classic | 17.25% | Revolving | $2.00 |
| Secured | 10.88% | Revolving | $2.00 |
Home Loans
| Mortgages | Home Equity Line of Credit |
|---|---|
New Purchase & Refinances |
As low as WSJ Prime** |
Looking for additional loan types, terms, or rates?
Call us for more information: 504.576.5800 (option 2)
*APR = Annual Percentage Rate. These rates and terms are available to qualified borrowers, for a limited time, and are subject to change without notice. "As low as" rates are subject to the borrower's credit history, repayment term, and collateral. Refinancing excludes current RiverLand loans. Restrictions and limitations apply. Call for details.
**Your APR will never be less than 3.50% or exceed 18% or the maximum allowed by law.