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Investment AccountsRiverLand FCU Investment Accounts

Accounts Designed for Our High-Balance Depositors!

For members with $1,000 or more, who want to earn high-yields on their deposits, we have the tools to make your money work for you.

Whether you want immediate access to your funds, or if you are prepared to lock in your money for a higher return, we have options especially for you. And all of our deposit accounts are federally insured.

Individual Retirement Accounts (IRA)

A RiverLand IRA Provides Retirement Savings with Confidence!

Whether you’re just starting to plan for retirement, changing careers, or searching for ways to minimize your tax burden, we have solutions to fit your needs. We offer competitive rates, low minimum balances, and flexible terms on Traditional, Roth, Coverdell Education Savings Accounts, and SEP Accounts. And we charge no setup, annual, or monthly maintenance fees.

IRA Rates

Here’s what our IRAs offer:

  • Competitive high-yield earnings above regular savings rates
  • Money Market & Certificate options available
  • Just $100 minimum balance for a Money Market IRA
  • Tiered rate structure based on account balance
  • Guaranteed dividends on Certificates
  • Never a set-up or maintenance fee
  • EZ deposit options
  • Tax-advantaged retirement savings (consult a tax advisor)

For more information about an IRA: who is eligible, contribution limits, and more: Learn More

If you plan to retire, plan to retire well and open a RiverLand IRA Today! 

To open an IRA, contact one of our friendly Member Service Representatives by email or phone: 504.576.5800x3 or 800.586.4RCU(4728)x3.

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