Say "Goodbye" to high rates with our low-rate Personal Loans!
Whether you want to make a big-ticket purchase, go on vacation, consolidate higher-rate debt, pay tuition, or just need extra cash every now and then, our personal loans provide low-rate options and affordable payments over terms ranging from 12 months to 5 years.
Personal Loans
Get a "sweet deal" and use this loan for just about anything!
A personal loan is great for just about anything. Use it to pay down credit cards, fund a luxury vacation, buy a new generator, and so much more.
- Loans as much as $100,000
- No collateral
- No application fees
Personal Line of Credit
Personal Line of Credit
Have ready cash available for whenever you need it!
Once your credit limit is approved, you can draw available funds anytime you need them. You can also set up this account as overdraft protection.
- High credit limits
- No collateral
- No application fees
Secured Loans
Secured Loans
Use the borrowing power of your savings!
You’ve worked hard for your money, now let it work for you. Borrow against your savings or certificate balances at the lowest possible loan rates.
- Low APR* just 2% above earnings rate
- Affordable payments set at your discretion
- No application fees
Rates
| Loan Type | APR* | Term | Minimum Payment per $100 borrowed |
|---|---|---|---|
| Personal Loan | 9.24% | Up to 12 months | $8.76 |
| 10.24% | Up to 36 months | $3.24 | |
| 11.24% | Up to 60 months | $2.60 | |
| Personal Line of Credit | 12.45% | Revolving | $2.00 |
| Secured Loans | 2% above savings rate | n/a | n/a |
*APR = Annual Percentage Rate. Rates are effective as of 10/22/2024.
