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Overdraft Protection & Courtesy Pay Opt-In/Opt-Out

By completing this form, I am instructing RiverLand to apply, or omit, Overdraft Protection and/or Courtesy Pay on my Checking Account.

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Designate Checking Overdraft Protection from Your RiverLand Accounts

RiverLand may transfer available funds from my designated account(s), in the order that they are listed, to pay any item presented for payment against my account. If there are insufficient funds in the first account designated, overdraft protection may utilize funds from more than one designated account to clear a single item, and each transfer will incur a service fee as disclosed in the current rate and fee schedule. I understand that if my designated Account(s) have insufficient funds for items presented for payment, those items will be returned, unpaid. By completing this form you will establish new overdraft protection and all prior overdraft designations will be discontinued so be sure to include all accounts from which you would like overdraft protection.

Courtesy Pay ATM & Everyday Debit Card Overdraft Authorization

I realize that I have an ongoing right to revoke this authorization at any time and I may do so by calling, online, by mail, by fax, or by visiting any RiverLand branch.

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